What is the primary role of an insurance agent?

Study for the Illinois Insurance State Exam. Practice with flashcards and multiple choice questions, each with hints and explanations. Ace your test!

The primary role of an insurance agent is to sell and service insurance policies on behalf of insurance companies. Insurance agents act as intermediaries between the insurance companies and the clients, helping individuals and businesses find the appropriate insurance coverage that meets their needs. They provide valuable services such as explaining policy options, advising on coverage limits, and assisting with the application process.

Furthermore, agents often continue to service the policies they sell, which may include answering questions, updating coverage, and assisting clients with renewals. This dual role of selling and serving is essential because it builds client relationships and helps ensure that clients remain adequately covered over time. By focusing on both sales and service, insurance agents play a crucial role in facilitating the insurance process for policyholders and ensuring their continued satisfaction with the insurance products provided.

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